Budget Pulse, a free monthly money planner by DawnsEdge AI. Setup takes about 10 minutes.
Set up your month
Round numbers are fine. You can change anything later. Nothing leaves this browser.
1Do you already track your spending somewhere?
This page does not connect to anything. If you use OpenBudget, the prompt for your AI tells it to read the month from there instead of you pasting a statement.
OpenBudget is optional. It is a separate paid service with a free trial, and it reads your bank data. It is not connected to DawnsEdge AI.
2Your first name (optional)
Only used at the top of your page.
3Which month are you planning?
Each month saves on its own, so old ones stay put.
4Money coming in this month
Pay, side jobs, gifts, refunds. Only money already in your account counts.
5Fixed bills
Same amount every month, like rent or insurance. Add the day it is due.
6Credit cards and loans
What you owe, what you pay each month, and the due day.
7Your spending groups
The most you plan to spend in each. Tick Essential if you can't skip it.
These are examples. Rename, add or remove to fit your life.
8Cash in your account on the 1st of the month
Before any pay came in, and before any bill or spending went out. Your statement shows it.
Starting mid-month? Use the balance on the 1st, not today's. The page takes this month's bills and spending off it.
9What do you own? (optional)
Add accounts and their value, or skip. Cards and loans are in step 6.
Only cash and savings count as usable now. Invested and retirement money does not.
10Roughly what comes in and goes out in a usual month? (optional)
Skip if you will track a few months first. Once this browser has 2 past months saved with money in and spending, the page works the averages out from those months instead.
An invoice, an offer, side work, a refund, a sale. Skip if there is none. None of it is counted in your projection. Pay you are sure of goes in step 4.
Budget Pulse, a free monthly money planner by DawnsEdge AI. Kept in this browser.
This is your month. First, press Add update and add what you have already spent this month. Then add as you go.
Your notes
Notes stay in this browser and in your saved file. Nothing is sent anywhere.
Files and your AI
Your whole month as text, with questions. Paste it into your own AI, with a statement if you have one.
Keeps a copy outside this browser. Claude can read the same file.
Opens a month you saved before, from this version or the first one.
Money in, bills, cards and loans, groups, starting cash, or a new month.